A Linked Benefit Long-Term Care Insurance Plan is a Life Insurance or Annuity policy with optional Long-Term Care benefit riders that provide guaranteed benefits to reimburse your qualified Long-Term Care costs--including care received in the comfort of your home. You will have benefits even if you never need care because as long as you pay your planned premiums, your policy provides:

Benefits with income tax-free reimbursements for qualified Long-Term Care expenses or

A legacy for your loved ones including an income tax-free death benefit or

Return of premium options

 

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